OneLife – FAQ

Why are we buying the building as opposed to just renewing the lease?

The move from Anthem Elementary School to leasing our current building was a natural progression in our life as a church & testament to the faithfulness of our body. That said, we do not control our own destiny & it impacts the effectiveness of our ministry. 

Two years ago we started praying, planning & searching for an alternative to our current arrangement, as our lease was set to expire on September 30, 2017. Options were explored, but nothing appeared to be forthcoming until our lessor dramatically lowered his asking price, which we believe was an answer to prayer. 

What are we paying for the building?

We purchased the building for $3.725 million. In discussions with the body over the course of the past year, you will recall that we were believing God to provide a building solution at a discount. Based on feedback from our lender (who has extensive experience in building retrofits), we are acquiring our property for somewhere between 60-70 cents of the dollar, to God be the glory.

How are we financing the purchase?

We are financing the entire purchase through The Solomon Foundation, a Church Extension Fund. They raise investment dollars from investors (primarily believers), & then lend those funds  to churches for refinancing & church building acquisitions or construction projects. You can learn more about the Solomon Foundation at the solomonfoundation.org

We are pleased that the entire flow of funds stays with the Kingdom, & we believe this model honors God & has been blessed by Him multiple times in the past.

Why are we mortgaging the full purchase price?

Mortgaging the entire purchase price allows us to immediately direct all of our funds to remodeling our facilities to enhance our ministry & provide a gift to our community, no strings attached. We are seeking an immediate return on our investment, to have the greatest potential impact on the lost. It’s all about souls in the end.

What is the difference between our current lease payment & our future mortgage payment & the attendant costs of managing the building?

The difference is ~$15,000 per month, but that really isn’t an accurate comparison. We are moving from ~18,000 square feet of leased space to owning 4 1/2 acres of land housing two buildings totaling ~45,000 square feet & visibility to our community, a commons area of ~20,000 square feet that will be developed, & control of our own destiny … all to reach that one more life on behalf of the Kingdom. 

Can we afford this increase in cost?

Our business model calls for us to lease approximately 15,000 square feet of space. If we are successful in doing so, we are essentially in the same cash flow position as when we were when leasing our space. North Valley Christian Academy (NVCA) currently has a lease which provides us rental income. The lease expires at the end of August, & will help us bridge the gap until we secure other leases. In addition, we will establish a reserve fund to carry us through an additional year at a minimum. 

The Solomon Foundation (our lender) has also given us countless examples of churches around the country that have redeveloped their property & experienced significant growth as a result. As we redevelop our building, we are believing that it’s impact on the community will result in more people seeking to find out what this Christianity thing is all about. While winning souls is what this project is all about, it is anticipated that there will be a positive financial impact as well.

Is being a lessor compatible with being a church?

We are believing that at some future point in time, all of our space will be required for ministry. Until that time, good stewardship calls us to put our assets to work. As a landlord, we will always reflect who we are – sinners redeemed by grace – in our dealings with tenants & service providers. We strongly believe that God will honor our efforts because of this.

All legal steps have been taken to create an organizational structure that separate our church from building ownership & management. 

What are you asking me to do?

First & foremost, we are asking you to pray. Pray for the entire project from start to finish … for God’s provision, for wisdom as we enter some unchartered space, & for God’s leading on what He is asking of you.

We are asking you to make two sacrificial commitments to gospel-centered generosity – an upfront first fruits offering & an additional three year pledge to complete the project. This commitment should be whatever it is that God leads you to do. Follow His leading. 

Finally, we are asking you to prepare to be amazed as God moves & we see an unprecedented impact by our collective efforts … in praying, in giving, & in reaching.

How does my One Life giving affect my tithe and/or giving to the general fund?

The OneLife campaign is addressing special needs, so we are hoping you will make an additional sacrifice in addition to your regular giving. 

Are there additional ways besides cash that I can give to OneLife?

As our redevelopment moves forward, there will be opportunities to serve with your time, with your talents, or with goods in kind if applicable. more information will be provided in this area when we know more.

In addition, we encourage you to be creative as you explore ways you can give. You might have stocks, property, or other items of that nature. Or, you may have stored resources that God has blessed you with in the past that he might be calling you to give out of during this time. Please let us know if you need assistance with facilitating gifts of property or stock, & we would be happy to help you with that. Contact Bob Lynas at bob.lynas@ix.netcom.com

What if I am new around here?

OneLife is about the vision for our church & our personal discipleship in giving as followers of Jesus. We believe that the local church is one of the most compelling missions to give toward, & we would really love for you to make The Crossroads Church your home & join us in One Life. If you are ready for it, this is the perfect time to put a stake in the ground & make this your church. We need you on our team!

“No one should appear before the Lord empty-handed. Each of you must bring a gift in proportion to the way the Lord your God has blessed you.”   Deuteronomy 16:16-17

Thank you so much for your consideration as we move forward as a church to impact our local mission field … OneLife at a time.